Senior Living
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Perks of old age: Nobody says, 'Grandpa, would you please move this refrigerator?'
Aging has its drawbacks, if you hadn't noticed.
But are there any benefits to getting older, other than the fact that it beats the alternative?
I asked that question of readers a few weeks ago, and apparently the answer is yes, yes, yes, yes, and yes again, according to the hundreds who chimed in.
"When I asked for pre-boarding on a flight ...Read more
How do I pay my Medicare premium monthly?
Toni,
My Medicare began June 1, and I received my first bill about a week ago. This bill is for 4 months from June 1 to Sept. 30 and is over $700. I thought Medicare was monthly. If I pay this amount, due on July 25, then I cannot pay my rent for August.
I was wondering if Medicare allows payments for Medicare Part B premiums to be monthly....Read more
Social Security and You: Senior Citizens Who Become Disabled
Disability benefits for senior citizens: It's a topic I've written about before. But because older folks are always asking me about getting disability benefits from Social Security, I don't mind updating the column every year or so.
First, here are some ground rules that vary depending on your age. If you are over your full retirement age, ...Read more
40 years of retirement: Many want it, but few might be able to have it
Around 12.5% of Americans plan to stop working at age 60. Most are also hoping they live to see 100. Financing 40 years of retirement, however, may prove unattainable for many.
Corebridge Financial recently conducted a survey of 2,300 adults to observe how Americans are financially planning for their retirements. Roughly 40% of respondents said...Read more
Palliative care underused for people with heart disease, report finds
Palliative care – which can include changes to medication – can alleviate symptoms and improve quality of life for people with heart disease. But the practice is greatly underutilized, especially among underrepresented racial and ethnic groups, according to a new report.
The scientific statement from the American Heart Association reviews ...Read more
From near death to the Senior Olympics
Dan Williams of Reston, Virginia, was under a lot of stress when he felt a pounding sensation in his chest.
He thought it was probably pneumonia and knew he should go to the hospital to get checked out.
But it was also just one more thing to worry about, on top of a mounting pile of professional and financial woes. Williams worked in ...Read more
No degree required: AARP reveals part-time jobs great for retirees
Retirement doesn’t have to mean barely getting by on a fixed income. There are part-time jobs aplenty that are perfect for older adults in need of some extra cash.
And AARP, the nonprofit organization founded by a retired teacher, recently released a report of the best side hustles for retirees that require no college degree.
School bus ...Read more
Changing to a Medicare Advantage plan is stressful
Hello Toni:
My question is: If I change to a Medicare Advantage plan in the fall and find out it's not working for me, what are my chances of returning to Medicare and a supplement? I have a Medicare Supplement Plan F that is over $300 monthly and am looking for something more reasonable. I am a 78-year-old female, in fairly good health.
I ...Read more
Are you prepared for a life-changing event?
Hi Toni:
Recently, I had a bad car wreck and ended up with a minor concussion from hitting the windshield. My wife was not hurt. I am 55 years old and have not thought about long-term care planning due to a life-changing event. I work for a large company and the company’s financial advisor has never discussed this with me. What do I need ...Read more
Enrolling in Medicare the correct way for federal employees
Hello Toni:
I’m turning 65 and not planning to retire until I’m 70. I am a federal employee working full-time as an agent for the IRS.
I’m receiving conflicting information that is confusing me. Friends who read your Toni Says Medicare articles are advising me to enroll in Medicare Parts A and B when I retire to keep from receiving ...Read more
Does my company insurance work with Medicare?
Dear Toni,
I am 67 and have group health insurance through my current employer, with a high deductible. My question is, should I have also enrolled in Medicare, even though I am still working? If so, who pays my claims first? I have talked with friends, my company’s HR department, their insurance agent and get answers from “I don’t know�...Read more
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