Senior Living
/Health
/ArcaMax
Social Security and You: Answering Questions From Widows
Answering Questions From Widows
I hope there is nothing in the air that is causing old goats like me to keel over. For some reason, I've been getting a lot of questions from widows lately. Here are some of them.
Q: I am 90 years old and getting widow's benefits from my first husband who died a long time ago. I also have my own Social Security,...Read more

For homeless seniors, getting into stable housing takes a village -- and a lot of luck
COLUMBIA FALLS, Mont. — Over two years ago, Kim Hilton and his partner walked out of their home for the final time. The house had sold, and the new landlord raised the rent.
They couldn’t afford it. Their Social Security payments couldn’t cover the cost of any apartments in northwestern Montana’s Flathead Valley.
Hilton’s partner was...Read more

I’m moving forward and facing the uncertainty of aging
It takes a lot of courage to grow old.
I’ve come to appreciate this after conversations with hundreds of older adults over the past eight years for nearly 200 “Navigating Aging” columns.
Time and again, people have described what it’s like to let go of certainties they once lived with and adjust to new circumstances.
These older ...Read more
I need my citizenship paperwork to enroll in Medicare…?
Dear Toni:
I had no problem opening the “My Social Security” account to enroll in Medicare because I knew those answers. When it came to filling out the application for Medicare that was another story.
I had a problem with some of Medicare’s personal questions. I knew my name, address, date of birth, Social Security number, etc. When ...Read more
Contact your local Congressperson for help with Social Security/Medicare
Toni:
Last week’s Medicare Part D question was from Tonya regarding discovering that she and her husband are receiving an “extra” Part D premium, which she never knew about. You advised her to contact her local Congressional office to help appeal the Medicare issue.
I now must fight Social Security because they are under the ...Read more
Why am I paying more for my 2025 Part D premium?
Dear Toni:
In December 2016, you assisted me and my husband Gary in leaving my employer’s benefits. We enrolled into Medicare Part B with a Medicare Supplement and Part D prescription drug plan that began on January 1, 2017.
The 2024 Medicare AEP is the ONLY year that we have changed from the original Medicare Part D plan that we ...Read more
What’s the difference between home health care and in-home care?
Note: Due to the continued confusion on the issue, Toni is rerunning this column from May. It has been slightly updated.
Dear Toni,
I need your help regarding my parents who are in their late 80s. My mother has been disabled with Parkinson’s for the past 3 years and my father has been her caretaker, but due to his recent heart attack, he...Read more