ArcaMax

I am a single Black woman, and I can apply for a credit card all by myself.

Thankfully, this is an easy (and obvious) declaration for me to make today. Unfortunately, it wasn’t so long ago that things were a lot more complicated. Before 1974, it was perfectly legal for lenders to deny me credit based solely on my gender and race.

The Equal ...Read more

When the letter came, Sonia Wignall didn’t believe it.

Why would she? Her debt was a stress-inducing albatross on her financial health and a stain on her credit rating. And, yes, she owed that $33,000 for a good reason, as she borrowed the money when she’d been forced to cut back on work to care for her dying father. But, really, who was ...Read more

Over the years I've received thousands of money-saving tips from readers -- many of which I've shared in books, newsletters and this column. And there are plenty that I've not shared for a variety of reasons, but mostly because they don't work. Some work so poorly, they end up costing time and money and not saving a thing! Today's first question...Read more

Q: I recently graduated and landed a good job. I am about to rent my first apartment and want to make sure I don’t make a mistake. What should I look out for? — Christine

A: Renting a home is a significant commitment, not only because of the legal agreements involved but also due to the time and effort it takes to find and settle into a new...Read more

Does this happen to you? You get so involved in doing something that you completely lose track of time? You're shocked to look up and see it's time to go home when it feels like you just got back from lunch. Or you sit down for a few minutes to start a new book and suddenly you're on Chapter 21?

Happens to me when I open my email inbox. I can ...Read more

Today I have surprising uses for the dishwasher as recommended by my awesome readers, plus a few tips for making sure that machine does its official job well.

Safe from the Storm: Here in hurricane country, it is recommended that you stick all your important papers into freezer bags and put them in the dishwasher when a storm is approaching. ...Read more

Clogged drains -- ah, the household menace that strikes when you least expect it, right in the middle of washing dishes or taking a shower. It's like they're in cahoots with your Monday morning. But before you throw in the towel, take a breath: You've got this. Here are five tried-and-true methods to unclog a household drain that don't involve ...Read more

Federal prosecutors accuse lender Rocket Mortgage of discrimination after an appraiser allegedly undervalued a Black woman's home, despite rising property values in her neighborhood.

Francesca Cheroutes sought to refinance the mortgage on her Denver property in January 2021, the complaint said.

Rocket also is accused of retaliating against ...Read more

The nicest thing happened to me one day as I rifled through the mail. I got a letter from Dr. C. Eugene Allen, a professor and food scientist at the University of Minnesota who just happened to be a fan of this column. He was responding to a teriyaki marinade recipe for venison I'd offered to a reader who asked about how to prepare that ...Read more

Q: During the recent storm, my neighbor’s overgrown tree was knocked over, destroying our fence and clipping our roof. It will cost quite a bit to repair it, and I think my neighbor should pay for it. I warned him the tree was too large. Also, who should pay to remove the tree from my yard? —Celine

A: Your first step in dealing with this ...Read more